For loan clients
Repay an active loan by mobile money without travelling to the branch.
Mobile-money collections, connected to your records
Let clients pay by mobile money. See every collection in one place.
DigitoFina helps loan businesses, SACCOs and investment groups collect repayments, savings deposits and member contributions from a client’s phone. Each confirmed payment is posted to the right client or member account, giving your team clearer records and less manual follow-up.
Your organization’s payment account
Verified payment posting
Loans, savings and contributions
Loan repayments
Clients pay from their phones
Savings & contributions
Posted to the right account
A simpler collection flow
Collect funds directly. Update records automatically.
Move away from cash-heavy follow-up. Members approve payments from their own phones, while verified confirmations update the matching loan, savings or contribution record.
For SACCOs & investment groups
Receive savings deposits and member contributions digitally into the organization’s configured payment account.
For your team
Send payment requests, receive verified confirmations and reconcile collections without re-entering every transaction.
Every payer authorizes their own mobile-money transaction. “Automatic collection” means verified payments are captured and posted automatically—not that funds are withdrawn without permission.
What the owner gets
Know what is happening—even when you are away.
Spend less time collecting reports and correcting records. Use one reliable owner view to protect money, guide staff and make faster decisions.
✓
Collect without chasing cash
Let clients repay loans or deposit into savings from their phones while confirmed payments flow into the correct records.
✓
See branch performance
Compare one branch or many without waiting for separate reports from every location.
✓
Hold staff accountable
Review the work recorded by each staff member and understand daily performance.
✓
Know expected profit
Project interest income and compare it with the costs of running the business.
✓
Find errors earlier
Use a documented trail to spot discrepancies before they become expensive problems.
✓
Grow without losing control
Add clients, staff and branches while keeping each user’s access properly separated.
Made for real financial businesses
One system for collection, control and growth.
Explore how DigitoFina helps owners stay in control from a phone or computer.
Pricing that fits your business
Subscribe monthly or choose a one-time licence.
Monthly SaaS access starts at UGX 200,000 and scales up to UGX 350,000. One-time deployments range from UGX 1,500,000 to UGX 3,000,000.
Ready to see it working?
Explore every module for 14 days.
Create an isolated demo organization and test loan, savings and mobile-money collection workflows. Your existing DigitoFina accounts and data are never mixed with the demo.
DigitoFina — Microfinance Management System
Text • WhatsApp • Call: 0701 822 382 / 0777 522 214